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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,156 | $73,988-30.9% | $96,538-47.0% | $75,177-32.0% |
| Participation rate | 64.1% | 66.4%-2.4pp | 74.3%-10.3pp | 67.2%-3.1pp |
| Annual return | 17.23% | 26.73%-9.5pp | 35.74%-18.5pp | 160.75%-143.5pp |
| Employer contribution / active EE | $2,118 | $2,930-27.7% | $3,740-43.4% | $2,671-20.7% |
| Participant deferral / active EE | $2,997 | $3,660-18.1% | $4,880-38.6% | $4,126-27.4% |
| Admin fee / account holder | $1,939 | $5,220-62.8% | $6,737-71.2% | $5,651-65.7% |