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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,868 | $64,729-44.6% | $112,263-68.0% | $68,490-47.6% |
| Participation rate | 78.5% | 67.2%+11.3pp | 75.1%+3.4pp | 67.9%+10.6pp |
| Annual return | -20.48% | -11.40%-9.1pp | 27.49%-48.0pp | -7.85%-12.6pp |
| Employer contribution / active EE | $2,409 | $2,746-12.3% | $3,636-33.7% | $2,597-7.2% |
| Participant deferral / active EE | $3,403 | $3,566-4.6% | $4,729-28.1% | $4,028-15.5% |
| Admin fee / account holder | $2,070 | $5,222-60.4% | $6,410-67.7% | $5,403-61.7% |