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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,355 | $93,617+2.9% | $135,982-29.1% | $75,177+28.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 25.75% | 30.89%-5.1pp | 68.32%-42.6pp | 160.75%-135.0pp |
| Employer contribution / active EE | $3,339 | $3,538-5.6% | $4,859-31.3% | $2,671+25.0% |
| Participant deferral / active EE | $6,788 | $6,406+6.0% | $7,760-12.5% | $4,126+64.5% |
| Admin fee / account holder | $871 | $6,980-87.5% | $10,767-91.9% | $5,651-84.6% |