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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,438 | $82,678-14.8% | $125,391-43.8% | $68,490+2.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -21.54% | -5.97%-15.6pp | 572.41%-594.0pp | -7.85%-13.7pp |
| Employer contribution / active EE | $3,296 | $3,382-2.6% | $4,816-31.6% | $2,597+26.9% |
| Participant deferral / active EE | $6,959 | $6,111+13.9% | $7,448-6.6% | $4,028+72.8% |
| Admin fee / account holder | $1,245 | $6,277-80.2% | $10,009-87.6% | $5,403-77.0% |