Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,847 | $77,816-47.5% | $123,549-66.9% | $64,181-36.4% |
| Participation rate | 64.9% | 74.7%-9.8pp | 82.3%-17.4pp | 69.6%-4.6pp |
| Annual return | -9.12% | 12.49%-21.6pp | 119.20%-128.3pp | 7.63%-16.7pp |
| Employer contribution / active EE | $2,696 | $3,014-10.5% | $4,628-41.7% | $2,381+13.2% |
| Participant deferral / active EE | $5,684 | $5,240+8.5% | $6,426-11.5% | $3,470+63.8% |
| Admin fee / account holder | $1,009 | $5,519-81.7% | $9,284-89.1% | $4,887-79.4% |