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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,400 | $92,219+103.2% | $76,768+144.1% | $135,379+38.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -2.78% | 5.46%-8.2pp | 2.43%-5.2pp | 519.79%-522.6pp |
| Employer contribution / active EE | $929 | $3,216-71.1% | $2,485-62.6% | $4,779-80.6% |
| Participant deferral / active EE | $5,753 | $4,508+27.6% | $3,852+49.4% | $5,609+2.6% |
| Admin fee / account holder | $1,178 | $10,749-89.0% | $6,675-82.4% | $10,828-89.1% |