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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,374 | $106,280-79.9% | $96,538-77.9% | $139,487-84.7% |
| Participation rate | 71.4% | 77.8%-6.4pp | 74.3%-2.9pp | 80.3%-8.9pp |
| Annual return | 19.25% | 38.48%-19.2pp | 35.74%-16.5pp | 373.84%-354.6pp |
| Employer contribution / active EE | $2,649 | $4,107-35.5% | $3,740-29.2% | $4,755-44.3% |
| Participant deferral / active EE | $4,234 | $5,457-22.4% | $4,880-13.3% | $6,713-36.9% |
| Admin fee / account holder | $3,115 | $7,888-60.5% | $6,737-53.8% | $11,407-72.7% |