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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,732 | $78,670-88.9% | $109,173-92.0% | $85,847-89.8% |
| Participation rate | 60.6% | 68.3%-7.7pp | 75.9%-15.3pp | 69.3%-8.7pp |
| Annual return | 0.00% | 25.09%-25.1pp | 25.75%-25.8pp | 318.61%-318.6pp |
| Employer contribution / active EE | $2,103 | $2,734-23.1% | $3,723-43.5% | $2,565-18.0% |
| Participant deferral / active EE | $3,434 | $3,467-1.0% | $4,654-26.2% | $3,952-13.1% |
| Admin fee / account holder | $110 | $5,469-98.0% | $6,755-98.4% | $6,261-98.2% |