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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,788 | $154,209-89.1% | $130,062-87.1% | $139,487-88.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 18.62% | 32.52%-13.9pp | -137.37%+156.0pp | 373.84%-355.2pp |
| Employer contribution / active EE | $1,884 | $5,292-64.4% | $4,322-56.4% | $4,755-60.4% |
| Participant deferral / active EE | $4,132 | $6,709-38.4% | $5,821-29.0% | $6,713-38.4% |
| Admin fee / account holder | $694 | $13,988-95.0% | $10,601-93.5% | $11,407-93.9% |