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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,222 | $176,794-90.8% | $146,647-88.9% | $167,553-90.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 15.42% | 24.04%-8.6pp | 22.75%-7.3pp | 478.89%-463.5pp |
| Employer contribution / active EE | $1,808 | $5,161-65.0% | $4,137-56.3% | $4,840-62.6% |
| Participant deferral / active EE | $3,626 | $6,440-43.7% | $5,506-34.2% | $6,343-42.8% |
| Admin fee / account holder | $413 | $13,262-96.9% | $10,281-96.0% | $12,316-96.6% |