Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,308 | $31,109-82.9% | $67,704-92.2% | $52,331-89.9% |
| Participation rate | 34.3% | 54.0%-19.7pp | 67.5%-33.2pp | 68.1%-33.8pp |
| Annual return | -0.44% | 23.70%-24.1pp | 25.41%-25.9pp | 4.54%-5.0pp |
| Employer contribution / active EE | $0 | $1,076-100.0% | $2,559-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $805 | $1,970-59.2% | $3,585-77.6% | $3,022-73.4% |
| Admin fee / account holder | $8 | $466-98.3% | $4,255-99.8% | $592-98.6% |