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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,990 | $100,139-4.1% | $85,187+12.7% | $145,884-34.2% |
| Participation rate | 40.0% | 74.1%-34.1pp | 67.5%-27.5pp | 80.3%-40.3pp |
| Annual return | 8.28% | 84.15%-75.9pp | 66.67%-58.4pp | 551.85%-543.6pp |
| Employer contribution / active EE | $2,007 | $3,238-38.0% | $2,732-26.5% | $4,662-56.9% |
| Participant deferral / active EE | $9,214 | $5,296+74.0% | $4,525+103.6% | $6,690+37.7% |
| Admin fee / account holder | $90,045 | $7,262+1139.9% | $6,162+1361.3% | $13,392+572.4% |