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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,388 | $96,419+67.4% | $80,648+100.1% | $139,487+15.7% |
| Participation rate | 66.7% | 73.6%-7.0pp | 67.0%-0.3pp | 80.3%-13.7pp |
| Annual return | 13.10% | 1352.86%-1339.8pp | 937.21%-924.1pp | 373.84%-360.7pp |
| Employer contribution / active EE | $2,653 | $3,261-18.7% | $2,724-2.6% | $4,755-44.2% |
| Participant deferral / active EE | $13,712 | $5,225+162.4% | $4,443+208.6% | $6,713+104.3% |
| Admin fee / account holder | $90 | $6,605-98.6% | $5,382-98.3% | $11,407-99.2% |