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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,452 | $48,274-49.3% | $63,244-61.3% | $59,633-59.0% |
| Participation rate | 46.2% | 66.3%-20.2pp | 71.0%-24.9pp | 68.7%-22.5pp |
| Annual return | -1.55% | -240.79%+239.2pp | -70.31%+68.8pp | 2041.40%-2043.0pp |
| Employer contribution / active EE | $596 | $1,586-62.4% | $2,322-74.3% | $2,203-72.9% |
| Participant deferral / active EE | $2,261 | $2,343-3.5% | $2,953-23.4% | $3,192-29.1% |
| Admin fee / account holder | $481 | $3,600-86.6% | $5,893-91.8% | $4,297-88.8% |