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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,454 | $59,116-60.3% | $86,438-72.9% | $68,486-65.8% |
| Participation rate | 89.5% | 75.2%+14.2pp | 80.3%+9.1pp | 67.9%+21.6pp |
| Annual return | 6.51% | -0.23%+6.7pp | 4397.19%-4390.7pp | -7.85%+14.4pp |
| Employer contribution / active EE | $4,560 | $2,519+81.1% | $3,769+21.0% | $2,597+75.6% |
| Participant deferral / active EE | $8,298 | $5,902+40.6% | $6,952+19.3% | $4,028+106.0% |
| Admin fee / account holder | $1,468 | $5,639-74.0% | $6,733-78.2% | $5,404-72.8% |