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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,738 | $117,846-73.9% | $102,434-70.0% | $145,884-78.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 14.74% | 31.90%-17.2pp | 29.46%-14.7pp | 551.85%-537.1pp |
| Employer contribution / active EE | $1,723 | $3,615-52.3% | $3,023-43.0% | $4,662-63.1% |
| Participant deferral / active EE | $5,264 | $5,733-8.2% | $5,055+4.1% | $6,690-21.3% |
| Admin fee / account holder | $1,529 | $13,356-88.6% | $9,462-83.8% | $13,392-88.6% |