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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,367 | $110,240-77.0% | $96,544-73.7% | $139,487-81.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 19.69% | 26.41%-6.7pp | 25.88%-6.2pp | 373.84%-354.2pp |
| Employer contribution / active EE | $1,562 | $3,622-56.9% | $2,966-47.4% | $4,755-67.2% |
| Participant deferral / active EE | $4,668 | $5,549-15.9% | $4,851-3.8% | $6,713-30.5% |
| Admin fee / account holder | $365 | $11,602-96.9% | $8,254-95.6% | $11,407-96.8% |