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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,872 | $93,117-93.7% | $77,096-92.4% | $134,532-95.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -17.27% | 62.67%-79.9pp | 42.35%-59.6pp | 418.27%-435.5pp |
| Employer contribution / active EE | $1,342 | $3,420-60.8% | $2,814-52.3% | $4,741-71.7% |
| Participant deferral / active EE | $1,296 | $5,241-75.3% | $4,429-70.7% | $6,401-79.8% |
| Admin fee / account holder | $670 | $6,948-90.4% | $5,428-87.7% | $11,429-94.1% |