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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,333 | $168,636-88.5% | $147,618-86.9% | $125,388-84.6% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -3.51% | 77.65%-81.2pp | 61.98%-65.5pp | 282.24%-285.7pp |
| Employer contribution / active EE | $4,890 | $6,252-21.8% | $5,565-12.1% | $4,866+0.5% |
| Participant deferral / active EE | $5,478 | $5,507-0.5% | $4,895+11.9% | $5,352+2.4% |
| Admin fee / account holder | $847 | $13,580-93.8% | $11,612-92.7% | $9,541-91.1% |