Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION3 years Service code 13 · EIN 35-1140070 | Contract Administrator | $26,049 |
STONES RIVER CONSULTING1 year Service code 15 · EIN 45-3783933 | Recordkeeping | $800 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,638 | $89,652-72.5% | $141,191-82.5% | $65,185-62.2% |
| Participation rate | 45.5% | 74.7%-29.3pp | 82.5%-37.0pp | 70.2%-24.7pp |
| Annual return | 21.84% | 32.79%-11.0pp | 71.41%-49.6pp | 29.38%-7.5pp |
| Employer contribution / active EE | $753 | $3,065-75.4% | $4,736-84.1% | $2,177-65.4% |
| Participant deferral / active EE | $2,020 | $5,691-64.5% | $6,710-69.9% | $3,514-42.5% |
| Admin fee / account holder | $233 | $569-58.9% | $10,264-97.7% | $847-72.4% |