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| Provider | Service type | Compensation |
|---|---|---|
GARCIA HAMILTON & ASSOCIATES2 years Filed as: GARCIA WEALTH MANAGMENT/CORVUS Service code 28 613 S. MAIN STREET · TEMPLETON, CA 93465 | Investment Management | $23,298 |
Filed as: EVOLVE RETIREMENT PLAN SOLUTIONS Service code 15 613 S. MAIN STREET · TEMPLETON, CA 93465 | Recordkeeping | $22,353 |
HICKS PENSION SERVICES2 years Filed as: QUALIFIED SERVICES DBA HICKSPENSION Service code 13 · EIN 77-0155091 555 CHORRO STREET, STE. C · SAN LUIS OBISPO, CA 93405 | Contract Administrator | $12,061 |
LEE CPA AUDIT GROUP2 years Service code 70 5056 SUNRISE BLVD, STE B1 · FAIR OAKS, CA 95628 | Consulting Fees | $10,930 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB Service code 19 2360 CORPORATE CIRCLE · HENDERSON, CA 89074 | Securities Custodian | $1,179 |
HICKS PENSION SERVICES3 years Filed as: QUALIFIED SERVICES INC. DBA HICKS P Service code 13 | Contract Administrator | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,827 | $65,092+28.8% | $143,799-41.7% | $66,938+25.2% |
| Participation rate | 100.0% | 65.2%+34.8pp | 80.3%+19.7pp | 69.8%+30.2pp |
| Annual return | -18.97% | -11.14%-7.8pp | -0.04%-18.9pp | 1.58%-20.5pp |
| Employer contribution / active EE | $6,392 | $2,362+170.7% | $4,952+29.1% | $2,545+151.1% |
| Participant deferral / active EE | $5,355 | $2,920+83.4% | $5,638-5.0% | $4,238+26.3% |
| Admin fee / account holder | $323 | $502-35.7% | $14,677-97.8% | $594-45.5% |