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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,965 | $91,167-86.9% | $178,498-93.3% | $79,858-85.0% |
| Participation rate | 40.7% | 69.2%-28.5pp | 81.9%-41.2pp | 69.6%-28.9pp |
| Annual return | 29.99% | 24.19%+5.8pp | 151.09%-121.1pp | 31.72%-1.7pp |
| Employer contribution / active EE | $918 | $3,255-71.8% | $5,011-81.7% | $2,471-62.9% |
| Participant deferral / active EE | $2,308 | $3,236-28.7% | $5,202-55.6% | $3,740-38.3% |
| Admin fee / account holder | $293 | $6,747-95.7% | $13,985-97.9% | $5,306-94.5% |