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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,101 | $112,933-49.4% | $90,970-37.2% | $158,982-64.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 13.37% | 215.82%-202.4pp | 134.60%-121.2pp | 302.99%-289.6pp |
| Employer contribution / active EE | $4,867 | $2,893+68.2% | $2,122+129.4% | $4,763+2.2% |
| Participant deferral / active EE | $3,120 | $4,128-24.4% | $3,373-7.5% | $5,983-47.9% |
| Admin fee / account holder | $3,529 | $8,047-56.1% | $5,961-40.8% | $11,252-68.6% |