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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,518 | $106,923-42.5% | $84,023-26.8% | $152,909-59.8% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 22.22% | 105.02%-82.8pp | 71.32%-49.1pp | 345.46%-323.2pp |
| Employer contribution / active EE | $5,674 | $2,735+107.4% | $1,984+186.0% | $4,764+19.1% |
| Participant deferral / active EE | $4,482 | $4,013+11.7% | $3,239+38.4% | $5,851-23.4% |
| Admin fee / account holder | $680 | $8,289-91.8% | $6,102-88.9% | $11,601-94.1% |