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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,314 | $106,524+89.9% | $152,301+32.8% | $87,485+131.3% |
| Participation rate | 86.2% | 75.8%+10.5pp | 82.4%+3.8pp | 68.9%+17.3pp |
| Annual return | 19.67% | 26.89%-7.2pp | 80.50%-60.8pp | 26.06%-6.4pp |
| Employer contribution / active EE | $18,029 | $3,371+434.8% | $4,624+289.9% | $2,596+594.4% |
| Participant deferral / active EE | $11,704 | $6,525+79.4% | $8,004+46.2% | $4,274+173.9% |
| Admin fee / account holder | $2,505 | $8,287-69.8% | $14,398-82.6% | $7,775-67.8% |