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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,505 | $93,617+0.9% | $135,982-30.5% | $75,177+25.7% |
| Participation rate | 96.3% | 75.2%+21.1pp | 81.9%+14.4pp | 67.2%+29.1pp |
| Annual return | 20.24% | 30.89%-10.6pp | 68.32%-48.1pp | 160.75%-140.5pp |
| Employer contribution / active EE | $14,942 | $3,538+322.3% | $4,859+207.5% | $2,671+459.4% |
| Participant deferral / active EE | $10,490 | $6,406+63.7% | $7,760+35.2% | $4,126+154.2% |
| Admin fee / account holder | $1,027 | $6,980-85.3% | $10,767-90.5% | $5,651-81.8% |