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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,555 | $97,759-26.8% | $83,849-14.7% | $135,377-47.1% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -9.68% | 1287.41%-1297.1pp | 850.91%-860.6pp | 519.75%-529.4pp |
| Employer contribution / active EE | $4,449 | $4,222+5.4% | $3,631+22.5% | $4,779-6.9% |
| Participant deferral / active EE | $10,090 | $4,682+115.5% | $4,082+147.2% | $5,609+79.9% |
| Admin fee / account holder | $2,158 | $6,674-67.7% | $5,478-60.6% | $10,828-80.1% |