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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,868 | $70,684-9.6% | $169,397-62.3% | $75,177-15.0% |
| Participation rate | 38.8% | 64.8%-26.0pp | 77.2%-38.4pp | 67.2%-28.4pp |
| Annual return | 21.58% | 36.38%-14.8pp | 406.23%-384.6pp | 160.75%-139.2pp |
| Employer contribution / active EE | $2,278 | $2,211+3.0% | $4,013-43.2% | $2,671-14.7% |
| Participant deferral / active EE | $3,894 | $4,310-9.7% | $6,223-37.4% | $4,126-5.6% |
| Admin fee / account holder | $412 | $5,404-92.4% | $9,017-95.4% | $5,651-92.7% |