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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,947 | $107,368-49.8% | $92,915-41.9% | $152,909-64.7% |
| Participation rate | 56.3% | 79.8%-23.5pp | 76.0%-19.8pp | 82.5%-26.2pp |
| Annual return | 23.60% | 145.64%-122.0pp | 109.45%-85.8pp | 345.46%-321.9pp |
| Employer contribution / active EE | $2,985 | $4,222-29.3% | $3,653-18.3% | $4,764-37.3% |
| Participant deferral / active EE | $5,968 | $4,848+23.1% | $4,238+40.8% | $5,851+2.0% |
| Admin fee / account holder | $9,408 | $7,082+32.8% | $5,796+62.3% | $11,601-18.9% |