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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,006 | $217,432-4.3% | $185,849+11.9% | $167,536+24.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 17.17% | 148.42%-131.3pp | 122.10%-104.9pp | 478.82%-461.6pp |
| Employer contribution / active EE | $15,054 | $5,875+156.3% | $5,169+191.3% | $4,839+211.1% |
| Participant deferral / active EE | $8,298 | $6,357+30.5% | $5,569+49.0% | $6,342+30.8% |
| Admin fee / account holder | $1,170 | $19,818-94.1% | $16,244-92.8% | $12,315-90.5% |