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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,467 | $209,422+1.9% | $178,503+19.6% | $158,982+34.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.26% | 188.81%-175.6pp | 151.12%-137.9pp | 302.99%-289.7pp |
| Employer contribution / active EE | $6,174 | $5,707+8.2% | $5,011+23.2% | $4,763+29.6% |
| Participant deferral / active EE | $8,791 | $5,955+47.6% | $5,202+69.0% | $5,983+46.9% |
| Admin fee / account holder | $42,366 | $17,079+148.1% | $13,987+202.9% | $11,252+276.5% |