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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,973 | $85,766-69.7% | $136,295-80.9% | $70,131-63.0% |
| Participation rate | 57.7% | 74.2%-16.5pp | 81.9%-24.2pp | 69.5%-11.8pp |
| Annual return | 82.33% | 31.45%+50.9pp | 5155.97%-5073.6pp | 73.14%+9.2pp |
| Employer contribution / active EE | $1,781 | $2,966-40.0% | $4,695-62.1% | $2,342-24.0% |
| Participant deferral / active EE | $4,263 | $5,051-15.6% | $6,247-31.8% | $3,332+28.0% |
| Admin fee / account holder | $771 | $5,420-85.8% | $9,243-91.7% | $4,645-83.4% |