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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,122 | $167,353-9.7% | $143,797+5.1% | $134,545+12.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -25.18% | 0.48%-25.7pp | -0.04%-25.1pp | 418.37%-443.5pp |
| Employer contribution / active EE | $8,065 | $5,620+43.5% | $4,952+62.9% | $4,742+70.1% |
| Participant deferral / active EE | $4,760 | $6,447-26.2% | $5,638-15.6% | $6,401-25.6% |
| Admin fee / account holder | $766 | $18,096-95.8% | $14,679-94.8% | $11,431-93.3% |