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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,698 | $217,432-13.7% | $185,851+1.0% | $167,553+12.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 20.19% | 148.43%-128.2pp | 122.11%-101.9pp | 478.89%-458.7pp |
| Employer contribution / active EE | $6,708 | $5,874+14.2% | $5,168+29.8% | $4,840+38.6% |
| Participant deferral / active EE | $4,367 | $6,357-31.3% | $5,569-21.6% | $6,343-31.1% |
| Admin fee / account holder | $1,552 | $19,820-92.2% | $16,245-90.4% | $12,316-87.4% |