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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,171 | $183,516-60.1% | $155,534-53.0% | $145,884-49.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.98% | 61.43%-43.4pp | 64.92%-46.9pp | 551.85%-533.9pp |
| Employer contribution / active EE | $2,223 | $5,315-58.2% | $4,675-52.4% | $4,662-52.3% |
| Participant deferral / active EE | $7,225 | $6,467+11.7% | $5,630+28.3% | $6,690+8.0% |
| Admin fee / account holder | $320 | $19,293-98.3% | $15,900-98.0% | $13,392-97.6% |