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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,124 | $175,259-68.5% | $149,723-63.2% | $139,487-60.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 25.72% | 166.82%-141.1pp | 134.50%-108.8pp | 373.84%-348.1pp |
| Employer contribution / active EE | $2,228 | $5,478-59.3% | $4,821-53.8% | $4,755-53.1% |
| Participant deferral / active EE | $7,082 | $6,522+8.6% | $5,682+24.6% | $6,713+5.5% |
| Admin fee / account holder | $1,026 | $16,158-93.6% | $13,215-92.2% | $11,407-91.0% |