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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,632 | $148,629+28.9% | $135,982+40.9% | $139,487+37.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.41% | 79.33%-61.9pp | 68.32%-50.9pp | 373.84%-356.4pp |
| Employer contribution / active EE | $12,929 | $5,247+146.4% | $4,859+166.1% | $4,755+171.9% |
| Participant deferral / active EE | $13,295 | $8,102+64.1% | $7,760+71.3% | $6,713+98.1% |
| Admin fee / account holder | $3,386 | $12,406-72.7% | $10,767-68.6% | $11,407-70.3% |