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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,582 | $176,120+3.7% | $159,487+14.5% | $167,553+9.0% |
| Participation rate | 90.0% | 85.0%+5.0pp | 82.8%+7.2pp | 82.1%+7.9pp |
| Annual return | 14.65% | 331.95%-317.3pp | 263.71%-249.1pp | 478.89%-464.2pp |
| Employer contribution / active EE | $12,690 | $5,299+139.5% | $4,831+162.7% | $4,840+162.2% |
| Participant deferral / active EE | $9,977 | $7,752+28.7% | $7,354+35.7% | $6,343+57.3% |
| Admin fee / account holder | $1,701 | $12,561-86.5% | $10,804-84.3% | $12,316-86.2% |