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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,542 | $160,028+157.2% | $147,080+179.8% | $145,884+182.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.19% | 98.60%-90.4pp | 420.17%-412.0pp | 551.85%-543.7pp |
| Employer contribution / active EE | $26,625 | $5,286+403.7% | $4,933+439.7% | $4,662+471.1% |
| Participant deferral / active EE | $17,067 | $8,422+102.6% | $8,066+111.6% | $6,690+155.1% |
| Admin fee / account holder | $6,043 | $15,030-59.8% | $12,989-53.5% | $13,392-54.9% |