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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,989 | $148,629+128.8% | $135,982+150.0% | $139,487+143.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.58% | 79.33%-67.8pp | 68.32%-56.7pp | 373.84%-362.3pp |
| Employer contribution / active EE | $24,000 | $5,247+357.4% | $4,859+393.9% | $4,755+404.8% |
| Participant deferral / active EE | $17,067 | $8,102+110.6% | $7,760+119.9% | $6,713+154.2% |
| Admin fee / account holder | $4,790 | $12,406-61.4% | $10,767-55.5% | $11,407-58.0% |