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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,199 | $138,068-43.4% | $125,358-37.6% | $134,493-41.9% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -21.01% | 750.30%-771.3pp | 572.03%-593.0pp | 418.01%-439.0pp |
| Employer contribution / active EE | $12,250 | $5,244+133.6% | $4,814+154.5% | $4,740+158.4% |
| Participant deferral / active EE | $8,667 | $7,799+11.1% | $7,447+16.4% | $6,400+35.4% |
| Admin fee / account holder | $0 | $11,568-100.0% | $10,007-100.0% | $11,425-100.0% |