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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,137 | $176,120-31.8% | $159,487-24.7% | $167,553-28.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 19.98% | 331.95%-312.0pp | 263.71%-243.7pp | 478.89%-458.9pp |
| Employer contribution / active EE | $3,056 | $5,299-42.3% | $4,831-36.7% | $4,840-36.9% |
| Participant deferral / active EE | $12,179 | $7,752+57.1% | $7,354+65.6% | $6,343+92.0% |
| Admin fee / account holder | $2,119 | $12,561-83.1% | $10,804-80.4% | $12,316-82.8% |