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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,625 | $157,304-44.9% | $141,197-38.6% | $152,909-43.3% |
| Participation rate | 38.9% | 84.8%-45.9pp | 82.5%-43.6pp | 82.5%-43.6pp |
| Annual return | 25.36% | 64.34%-39.0pp | 71.41%-46.0pp | 345.46%-320.1pp |
| Employer contribution / active EE | $980 | $5,263-81.4% | $4,736-79.3% | $4,764-79.4% |
| Participant deferral / active EE | $2,744 | $7,111-61.4% | $6,710-59.1% | $5,851-53.1% |
| Admin fee / account holder | $6 | $12,126-100.0% | $10,265-99.9% | $11,601-100.0% |