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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,741 | $138,078-89.3% | $125,363-88.2% | $134,509-89.0% |
| Participation rate | 92.9% | 84.5%+8.4pp | 82.4%+10.5pp | 81.2%+11.6pp |
| Annual return | -25.14% | 750.49%-775.6pp | 572.15%-597.3pp | 418.13%-443.3pp |
| Employer contribution / active EE | $2,249 | $5,245-57.1% | $4,815-53.3% | $4,741-52.6% |
| Participant deferral / active EE | $3,076 | $7,800-60.6% | $7,447-58.7% | $6,400-51.9% |
| Admin fee / account holder | $1,082 | $11,566-90.6% | $10,005-89.2% | $11,427-90.5% |