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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,370 | $102,632+65.0% | $81,988+106.6% | $158,950+6.6% |
| Participation rate | 83.3% | 75.5%+7.8pp | 69.3%+14.1pp | 82.0%+1.4pp |
| Annual return | 4.16% | 61.05%-56.9pp | 41.31%-37.1pp | 302.91%-298.7pp |
| Employer contribution / active EE | $4,621 | $3,241+42.6% | $2,498+85.0% | $4,762-3.0% |
| Participant deferral / active EE | $13,404 | $4,649+188.3% | $3,722+260.1% | $5,983+124.0% |
| Admin fee / account holder | $2,001 | $8,237-75.7% | $5,665-64.7% | $11,248-82.2% |