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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,541 | $148,629-55.9% | $135,982-51.8% | $139,487-53.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.12% | 79.33%-66.2pp | 68.32%-55.2pp | 373.84%-360.7pp |
| Employer contribution / active EE | $4,673 | $5,247-10.9% | $4,859-3.8% | $4,755-1.7% |
| Participant deferral / active EE | $8,506 | $8,102+5.0% | $7,760+9.6% | $6,713+26.7% |
| Admin fee / account holder | $10,167 | $12,406-18.0% | $10,767-5.6% | $11,407-10.9% |