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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,140 | $157,304-86.6% | $141,197-85.0% | $152,909-86.2% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 20.83% | 64.34%-43.5pp | 71.41%-50.6pp | 345.46%-324.6pp |
| Employer contribution / active EE | $3,017 | $5,263-42.7% | $4,736-36.3% | $4,764-36.7% |
| Participant deferral / active EE | $5,245 | $7,111-26.2% | $6,710-21.8% | $5,851-10.4% |
| Admin fee / account holder | $545 | $12,126-95.5% | $10,265-94.7% | $11,601-95.3% |