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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,482 | $40,566-76.6% | $96,754-90.2% | $64,728-85.4% |
| Participation rate | 13.9% | 24.8%-10.9pp | 70.3%-56.4pp | 57.9%-44.0pp |
| Annual return | 22.73% | 93.20%-70.5pp | 82.04%-59.3pp | 49.38%-26.6pp |
| Employer contribution / active EE | $117 | $808-85.5% | $2,679-95.6% | $2,243-94.8% |
| Participant deferral / active EE | $522 | $933-44.0% | $4,758-89.0% | $2,729-80.9% |
| Admin fee / account holder | $1,053 | $2,770-62.0% | $8,905-88.2% | $1,145-8.0% |