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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,745 | $49,896-92.5% | $80,627-95.4% | $75,173-95.0% |
| Participation rate | 100.0% | 55.3%+44.7pp | 67.0%+33.0pp | 67.2%+32.8pp |
| Annual return | 0.00% | 34.67%-34.7pp | 936.76%-936.8pp | 160.72%-160.7pp |
| Employer contribution / active EE | $1,377 | $1,699-18.9% | $2,723-49.4% | $2,671-48.4% |
| Participant deferral / active EE | $3,186 | $2,992+6.5% | $4,443-28.3% | $4,126-22.8% |
| Admin fee / account holder | $313 | $3,578-91.3% | $5,381-94.2% | $5,651-94.5% |