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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,482 | $38,967-75.7% | $86,233-89.0% | $79,634-88.1% |
| Participation rate | 13.9% | 34.1%-20.2pp | 69.0%-55.1pp | 62.5%-48.6pp |
| Annual return | 22.73% | 49.90%-27.2pp | 61.39%-38.7pp | 36.46%-13.7pp |
| Employer contribution / active EE | $117 | $868-86.5% | $2,504-95.3% | $2,529-95.4% |
| Participant deferral / active EE | $522 | $1,663-68.6% | $4,559-88.5% | $3,835-86.4% |
| Admin fee / account holder | $1,053 | $2,660-60.4% | $8,342-87.4% | $1,002+5.1% |